GramCover

Insurance Underwriting Intern

InternshipIn OfficeLudhiana, Punjab6 months11K/mo10 openingsImmediate / Rolling

About this internship

GramCover is hiring an Insurance Underwriting Intern in Ludhiana — a hands-on, mentor-led internship built for students and 2026 freshers who want real exposure to insurance underwriting rather than a certificate-only programme. About the role As an Insurance Underwriting Intern at GramCover, your…

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Skills you'll use

Underwriting GuidelinesProposal AssessmentRisk ClassificationMedical/Financial Underwriting BasicsMS ExcelPolicy TermsIRDAI Norms BasicsCase DocumentationJudgement & ConsistencyCommunication

What you'll do

Work on assessing proposals against underwriting guidelines and preparing risk-acceptance notes alongside the core team
Apply Underwriting Guidelines, Proposal Assessment, Risk Classification, Medical/Financial Underwriting Basics to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.Com, BBA, M.Com, MBA (Finance) or CFA Level 1 cleared
Graduating batch 2026, 2027 or 2028 — final-year students and recent graduates welcome
60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
Working knowledge of Underwriting Guidelines, Proposal Assessment, Risk Classification (or a genuine willingness to learn them)
Exposure to Medical/Financial Underwriting Basics, MS Excel, Policy Terms is an advantage
Clear written and verbal communication in English, and care with detail in your work
No prior work experience required — this is a fresher-friendly internship
Based in Ludhiana, Punjab or willing to work from there for the internship period

Perks & benefits

Exposure to professional tools and workflowsPre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior professionalsInternship Certificate

Interview & selection process

2 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Team-fit / behavioural interview with the team

About GramCover

GramCover operates in the rural insurance sector and has an active presence in Ludhiana. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a distance. The…

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