Velocity

Credit Analyst Intern

InternshipIn OfficeAizawl, Mizoram6 months22K/mo2 openingsImmediate / Rolling

About this internship

Join Velocity in Aizawl as a Credit Analyst Intern. This entry-level internship is designed for students and recent graduates who learn best by building, shipping and getting real feedback on credit analysis work. About the role As a Credit Analyst Intern at Velocity, your core focus will be…

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Skills you'll use

Credit AnalysisFinancial StatementsRatio AnalysisAdvanced ExcelCredit AppraisalCash Flow AnalysisRisk AssessmentBanking ProductsReport WritingAttention to Detail

What you'll do

Work on deciding whether a borrower can repay, using their statements rather than their optimism alongside the core team
Apply Credit Analysis, Financial Statements, Ratio Analysis, Advanced Excel to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), CA/CS/CMA (inter or final) or B.A. (Economics)
Graduating batch 2026, 2027 or 2028 — final-year students and recent graduates welcome
60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
Working knowledge of Credit Analysis, Financial Statements, Ratio Analysis (or a genuine willingness to learn them)
Exposure to Advanced Excel, Credit Appraisal, Cash Flow Analysis is an advantage
Clear written and verbal communication in English, and care with detail in your work
No prior work experience required — this is a fresher-friendly internship
Based in Aizawl, Mizoram or willing to work from there for the internship period

Perks & benefits

Mentorship from a named mentorLive project experienceExposure to professional tools and workflowsPre-Placement Offer (PPO) opportunityFlexible working hoursBroad ownership and direct exposure to founders and senior decision-makers

Interview & selection process

2 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Technical interview on fundamentals and your projects

About Velocity

Velocity operates in the fintech & sme credit sector and has an active presence in Aizawl. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a distance. The…

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