Veritas Finance Interview Preparation

About Veritas Finance

**Veritas Finance — company profile** Veritas Finance Limited (formerly Veritas Finance Private Limited, CIN U65923TN2015PLC100328) is a Chennai-headquartered, retail-focused, non-deposit-taking Non-Banking Financial Company (NBFC) founded in 2015. Its founding team includes Arulmany Duraisamy, Vidya Arulmany and Sheik Abdullah. D. Arulmany, the CEO, is a financial services veteran with over 25 years of experience at institutions including Cholamandalam Investment and Finance Company and Aptus Value Housing Finance. The company's corporate office is at SKCL Central Square 1, South and North Wing, 7th Floor, Unit C28-C35, CIPET Road, Thiru Vi Ka Industrial Estate, Guindy, Chennai 600032. Veritas Finance's business is built around lending to underserved micro, small and medium enterprises (MSMEs) and self-employed individuals in rural and semi-urban India, a segment that is typically excluded from formal bank credit because borrowers lack documented income or formal financial records. Its product suite spans MSME and business loans, home loans, and used commercial vehicle loans. The company underwrites largely on assessed cash flows rather than conventional documentation, targeting what it describes as the large MSME credit gap in India. On scale, Veritas Finance reported assets under management (AUM) of Rs 6,517.21 crore as of 30 September 2024, representing a compound annual growth rate of 61.76% between Financial Years 2022 and 2024. The company operates a branch network of 424 branches across 10 states and one union territory. Veritas Finance filed draft papers with the Securities and Exchange Board of India (SEBI) for an IPO to raise approximately Rs 2,800 crore, comprising an offer-for-sale plus a fresh issue of Rs 600 crore intended to expand the company's capital base and fund future lending growth. On hiring and culture, the company states on its careers page that 'Fresh minds can create fresh perspectives,' says it provides one of the best working environments in the industry, and states it makes among the largest investments in employee training each year. Toll-free contact: 1800-202-9155. **Industry:** NBFC / MSME Lending **Headquarters:** Chennai, Tamil Nadu, India **Official website:** https://www.veritasfin.in **Why work here as a fresher** Veritas Finance is the kind of company where early-career talent is given real scope rather than busywork. Interns and freshers are placed on live problems, paired with experienced mentors, and reviewed on the same quality bar as everyone else. That combination — real ownership plus real feedback — is what turns a first role into a genuine career head start. **Culture** Expect a fast-paced, outcome-oriented environment with flat communication, short feedback loops and a strong bias for action. Teams are small enough that your contribution is visible and large enough that you learn from people who have already solved the problem you are facing. Learning, curiosity and honest debate are valued over hierarchy. **Growth & hiring** Veritas Finance hires internships across engineering, data, product, design, marketing, finance and operations, and a meaningful share of its early-career hires convert to full-time offers. All openings are published on the company's official careers page, and applications for this role are submitted directly to Veritas Finance there — no middlemen, no aggregators. Visit the official website link below to explore Veritas Finance's products, leadership, newsroom and full list of current openings.