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PayGlocal

Credit & Risk Analytics Intern

InternshipWork from HomeJammu, Jammu & Kashmir2 months17K/mo8 openingsImmediate / Rolling

About this internship

Start your career in credit risk and portfolio analytics with PayGlocal as a Credit & Risk Analytics Intern in Jammu. You will sit with a working team, use the same tools and systems they do, and own a defined piece of work from day one. About the role As a Credit & Risk Analytics Intern at…

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Skills you'll use

SQLExcelCredit Risk MetricsPortfolio & Delinquency AnalysisPython (Pandas)Statistical AnalysisFraud Pattern DetectionRegulatory Reporting BasicsPower BIData Interpretation

What you'll do

  • Work on analysing portfolio, delinquency and fraud data to sharpen credit and risk decisions alongside the core team
  • Apply SQL, Excel, Credit Risk Metrics, Portfolio & Delinquency Analysis to live, production-facing problems
  • Document your work clearly for reviewers and stakeholders
  • Participate in reviews and act on the feedback you receive
  • Collaborate across engineering, product, design or business as required
  • Follow the team's quality, testing and documentation standards

Who can apply

  • Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), B.Sc/M.Sc (Statistics / Economics) or B.E./B.Tech
  • Graduating batch 2025, 2026 or 2027 — final-year students and recent graduates welcome
  • 60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
  • Working knowledge of SQL, Excel, Credit Risk Metrics (or a genuine willingness to learn them)
  • Exposure to Portfolio & Delinquency Analysis, Python (Pandas), Statistical Analysis is an advantage
  • Clear written and verbal communication in English, and care with detail in your work
  • No prior work experience required — this is a fresher-friendly internship
  • Based in Jammu, Jammu & Kashmir or willing to work from there for the internship period

Perks & benefits

Pre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior professionalsInternship CertificateLetter of RecommendationBroad ownership and direct exposure to founders and senior decision-makers

Interview & selection process

4 rounds — typical selection flow for this role:

  1. 1Application screening & resume shortlisting by the talent team
  2. 2Technical interview on fundamentals and your projects
  3. 3Practical assignment or case study with a short walkthrough
  4. 4HR discussion — stipend, start date, expectations and offer

About PayGlocal

PayGlocal operates in the cross-border payments sector and has an active presence in Jammu. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a…
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