Pay10

Credit Analyst Intern

InternshipWork from HomeJamshedpur, Jharkhand3 months28K/mo2 openingsImmediate / Rolling

About this internship

Start your career in credit analysis with Pay10 as a Credit Analyst Intern in Jamshedpur. You will sit with a working team, use the same tools and systems they do, and own a defined piece of work from day one. About the role As a Credit Analyst Intern at Pay10, your core focus will be assessing…

Skills you'll use

Credit AppraisalFinancial Statement AnalysisRatio AnalysisAdvanced ExcelRisk AssessmentBanking ProductsDocumentationDue DiligenceReport WritingAttention to Detail

What you'll do

Work on assessing borrower financials and preparing credit notes alongside the core team
Apply Credit Appraisal, Financial Statement Analysis, Ratio Analysis, Advanced Excel to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed MBA (Finance)/B.Com/M.Com/CA Inter — 2026 freshers & final-year students welcome
Working knowledge of Credit Appraisal, Financial Statement Analysis, Ratio Analysis (or a genuine willingness to learn them)
Strong fundamentals in your discipline and clear problem-solving ability
Care with detail and the discipline to document your work
Clear written and verbal communication in English
Based in or willing to work from Jamshedpur, Jharkhand

Perks & benefits

Pre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior professionalsInternship CertificateLetter of Recommendation

Interview & selection process

4 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Technical interview on fundamentals and your projects
3Practical assignment or case study with a short walkthrough
4HR discussion — stipend, start date, expectations and offer

About Pay10

Pay10 operates in the payments technology sector and has an active presence in Jamshedpur. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a distance. The…

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