Open Financial Technologies

Credit Analysis Intern

InternshipIn OfficeVadodara, Gujarat4 months13K/mo6 openingsImmediate / Rolling

About this internship

Start your career in credit assessment and underwriting with Open Financial Technologies as a Credit Analysis Intern in Vadodara. You will sit with a working team, use the same tools and systems they do, and own a defined piece of work from day one. About the role As a Credit Analysis Intern at…

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Skills you'll use

Credit AnalysisFinancial Statement AnalysisRatio AnalysisCredit ScoringRisk AssessmentExcelBureau ReportsCash Flow AnalysisDocumentationJudgement

What you'll do

Work on assessing whether a borrower can repay, using financials and behaviour rather than optimism alongside the core team
Apply Credit Analysis, Financial Statement Analysis, Ratio Analysis, Credit Scoring to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), CA/CFA (any level) or Economics graduate
Graduating batch 2026 or 2027 — final-year students and recent graduates welcome
60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
Working knowledge of Credit Analysis, Financial Statement Analysis, Ratio Analysis (or a genuine willingness to learn them)
Exposure to Credit Scoring, Risk Assessment, Excel is an advantage
Clear written and verbal communication in English, and care with detail in your work
No prior work experience required — this is a fresher-friendly internship
Based in Vadodara, Gujarat or willing to work from there for the internship period

Perks & benefits

Letter of RecommendationMentorship from a named mentorLive project experienceExposure to professional tools and workflowsPre-Placement Offer (PPO) opportunityBroad ownership and direct exposure to founders and senior decision-makers

Interview & selection process

3 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Discussion with the hiring manager on the role and your fit
3HR discussion — stipend, start date, expectations and offer

About Open Financial Technologies

Open Financial Technologies operates in the fintech & payments sector and has an active presence in Vadodara. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it…

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