LIC Housing Finance

Credit Analysis Intern

InternshipHybridLucknow, Uttar Pradesh6 months19K/mo9 openingsImmediate / Rolling

About this internship

LIC Housing Finance is hiring a Credit Analysis Intern in Lucknow — a hands-on, mentor-led internship built for students and 2026 freshers who want real exposure to credit assessment and underwriting rather than a certificate-only programme. About the role As a Credit Analysis Intern at LIC…

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Skills you'll use

Credit AnalysisFinancial Statement AnalysisRatio AnalysisCredit ScoringRisk AssessmentExcelBureau ReportsCash Flow AnalysisDocumentationJudgement

What you'll do

Work on assessing whether a borrower can repay, using financials and behaviour rather than optimism alongside the core team
Apply Credit Analysis, Financial Statement Analysis, Ratio Analysis, Credit Scoring to live, production-facing problems
Document your work clearly for reviewers and stakeholders
Participate in reviews and act on the feedback you receive
Collaborate across engineering, product, design or business as required
Follow the team's quality, testing and documentation standards

Who can apply

Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), CA/CFA (any level) or Economics graduate
Graduating batch 2025, 2026 or 2027 — final-year students and recent graduates welcome
60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
Working knowledge of Credit Analysis, Financial Statement Analysis, Ratio Analysis (or a genuine willingness to learn them)
Exposure to Credit Scoring, Risk Assessment, Excel is an advantage
Clear written and verbal communication in English, and care with detail in your work
No prior work experience required — this is a fresher-friendly internship
Based in Lucknow, Uttar Pradesh or willing to work from there for the internship period

Perks & benefits

Exposure to professional tools and workflowsPre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior professionalsInternship CertificateStructured onboarding and a formal mentor at a large, established employer

Interview & selection process

4 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Technical interview on fundamentals and your projects
3Practical assignment or case study with a short walkthrough
4HR discussion — stipend, start date, expectations and offer

About LIC Housing Finance

LIC Housing Finance operates in the nbfc & lending sector and has an active presence in Lucknow. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a…

Visit LIC Housing Finance’s official website ↗

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