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ISHIR logo — ISHIR Credit Analyst Intern at ISHIR
ISHIR

Credit Analyst Intern

InternshipIn OfficeBengaluru, Karnataka6 months24K/mo9 openingsImmediate / Rolling
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About this internship

Start your career in credit analysis with ISHIR as a Credit Analyst Intern in Bengaluru. You will sit with a working team, use the same tools and systems they do, and own a defined piece of work from day one. About the role As a Credit Analyst Intern at ISHIR, your core focus will be deciding…

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Skills you'll use

Credit AnalysisFinancial StatementsRatio AnalysisAdvanced ExcelCredit AppraisalCash Flow AnalysisRisk AssessmentBanking ProductsReport WritingAttention to Detail

What you'll do

  • Work on deciding whether a borrower can repay, using their statements rather than their optimism alongside the core team
  • Apply Credit Analysis, Financial Statements, Ratio Analysis, Advanced Excel to live, production-facing problems
  • Document your work clearly for reviewers and stakeholders
  • Participate in reviews and act on the feedback you receive
  • Collaborate across engineering, product, design or business as required
  • Follow the team's quality, testing and documentation standards

Who can apply

  • Pursuing or recently completed B.Com/M.Com, BBA/MBA (Finance), CA/CS/CMA (inter or final) or B.A. (Economics)
  • Graduating batch 2026, 2027 or 2028 — final-year students and recent graduates welcome
  • 60% / 6.0 CGPA and above preferred; strong project work is considered alongside academics
  • Working knowledge of Credit Analysis, Financial Statements, Ratio Analysis (or a genuine willingness to learn them)
  • Exposure to Advanced Excel, Credit Appraisal, Cash Flow Analysis is an advantage
  • Clear written and verbal communication in English, and care with detail in your work
  • No prior work experience required — this is a fresher-friendly internship
  • Based in Bengaluru, Karnataka or willing to work from there for the internship period

Perks & benefits

Pre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior professionalsInternship CertificateLetter of RecommendationDirect access to the team that owns the data you work on

Interview & selection process

2 rounds — typical selection flow for this role:

  1. 1Application screening & resume shortlisting by the talent team
  2. 2Team-fit / behavioural interview with the team

About ISHIR

ISHIR operates in the it services sector and has an active presence in Bengaluru. Interns here are put on real work from the start, because the team's view is that the fastest way to learn a craft is to practise it under people who already do it well — not to watch it from a distance. The work…
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