IDFC FIRST Bank

Credit Analyst Intern

InternshipHybridVadodara, Gujarat6 months24K/mo4 openingsImmediate / Rolling

About this internship

IDFC FIRST Bank is hiring a Credit Analyst Intern in Vadodara. This is a hands-on, mentor-led BFSI internship built for students and 2026 freshers who want real exposure to how a private bank actually runs its numbers — not a certificate-only programme. About the role As a Credit Analyst Intern at…

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Skills you'll use

Credit AppraisalFinancial Statement AnalysisRatio AnalysisCredit RiskMS ExcelLoan Underwriting BasicsCIBIL / Bureau ReportsCash-Flow AnalysisReport WritingJudgement

What you'll do

Support credit appraisal, financial spreading and borrower risk assessment alongside the core private bank team
Work in Excel and internal systems on live financial data
Prepare schedules, reconciliations and reports for senior review
Research companies, customers, products or regulations as required
Present analysis clearly in notes and decks for stakeholders
Follow documentation and control standards required in a regulated business

Who can apply

Pursuing or recently completed MBA (Finance)/B.Com/M.Com/CA-Inter/Economics — 2026 freshers & final-year students welcome
Working knowledge of Credit Appraisal, Financial Statement Analysis, Ratio Analysis (or a genuine willingness to learn them)
Strong numerical ability and comfort working in MS Excel
Care with detail and the discipline to document work properly
Clear written and verbal communication in English
Based in or willing to work from Vadodara, Gujarat

Perks & benefits

Internship CertificateLetter of RecommendationMentorship from a named finance mentorLive project experience on real financial dataExposure to BFSI systems and reporting tools

Interview & selection process

2 rounds — typical selection flow for this role:

1Application screening & resume shortlisting by the talent team
2Group discussion or situational-judgement round

About IDFC FIRST Bank

IDFC FIRST Bank is a private bank operating in India's banking and financial services sector, with an active presence in Vadodara. Its work sits inside a regulated environment — which means interns here learn not just how a number is produced, but why it has to be produced that way, documented that…

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