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Aavas Financiers logo — Aavas Financiers Credit Analyst Intern at Aavas Financiers
Aavas Financiers

Credit Analyst Intern

InternshipWork from HomeChandigarh, Chandigarh6 months13K/mo3 openingsImmediate / Rolling

About this internship

Aavas Financiers has an open Credit Analyst Intern position in Chandigarh for motivated freshers and final-year students. You will work on live financial data, learn the controls a housing finance operates under, and finish with work you can genuinely talk about in interviews. About the role As a…

Skills you'll use

Credit AppraisalFinancial Statement AnalysisRatio AnalysisCredit RiskMS ExcelLoan Underwriting BasicsCIBIL / Bureau ReportsCash-Flow AnalysisReport WritingJudgement

What you'll do

  • Support credit appraisal, financial spreading and borrower risk assessment alongside the core housing finance team
  • Work in Excel and internal systems on live financial data
  • Prepare schedules, reconciliations and reports for senior review
  • Research companies, customers, products or regulations as required
  • Present analysis clearly in notes and decks for stakeholders
  • Follow documentation and control standards required in a regulated business

Who can apply

  • Pursuing or recently completed MBA (Finance)/B.Com/M.Com/CA-Inter/Economics — 2026 freshers & final-year students welcome
  • Working knowledge of Credit Appraisal, Financial Statement Analysis, Ratio Analysis (or a genuine willingness to learn them)
  • Strong numerical ability and comfort working in MS Excel
  • Care with detail and the discipline to document work properly
  • Clear written and verbal communication in English
  • Based in or willing to work from Chandigarh, Chandigarh

Perks & benefits

Live project experience on real financial dataExposure to BFSI systems and reporting toolsPre-Placement Offer (PPO) opportunityFlexible working hoursNetworking with senior finance professionals

Interview & selection process

4 rounds — typical selection flow for this role:

  1. 1Application screening & resume shortlisting by the talent team
  2. 2Group discussion or situational-judgement round
  3. 3Online aptitude & numerical reasoning assessment
  4. 4HR discussion — stipend, start date, expectations and offer

About Aavas Financiers

Aavas Financiers is a housing finance operating in India's banking and financial services sector, with an active presence in Chandigarh. Its work sits inside a regulated environment — which means interns here learn not just how a number is produced, but why it has to be produced that way…
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